Reader’s Digest (UK)

Don’t be an April fool get the facts about equity release

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Many of us have big dreams for our years beyond the age of 55, such as clearing an existing mortgage, making home improvemen­ts, helping children onto the property ladder, or boosting disposable income

Whatever they may be, you may be figuring out how to fund your goals and it’s important to consider all the options available to you and get the facts from somebody you can trust.

That’s why we have created our new free guide to equity release. Reader’s Digest guides have always helped people get the best out of life, and now we want to help you consider how you can get the best out of your retirement too.

The guide tells you how, at Reader’s Digest Equity Release, we specialise in an equity release product known as a Lifetime Mortgage. With this, you can borrow a tax-free sum of cash from the value of your home without being required to make any payments.

Instead, the loan plus added interest is settled when the last homeowner has passed away or moved into permanent long-term care and the home is sold.

Taking from your estate now will reduce its future value and could affect your entitlemen­t to means-tested benefits. Therefore, it’s essential to seek profession­al advice when releasing equity.

So, once you’ve taken your time to digest all the facts and figures, we can arrange for you to have a free and no-obligation appointmen­t with a fully qualified adviser.

To find out more and get your copy of the Reader’s Digest Complete Guide to Equity Release, visit the webpage below or call us and speak to a member of the friendly Informatio­n Team.

FOR MORE INFORMATIO­N Readersdig­est.co.uk/er2 Call 0800 029 1233

Reader’s Digest Equity Release is a trading style of Responsibl­e Life Limited. Only if you choose to proceed and your case completes will Responsibl­e Life Limited charge an advice fee, currently not exceeding £1,690.

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