Reader’s Digest (UK)

How to find equity release advice

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For more informatio­n visit: www.readersdig­est.co.uk/er2 Or call 0800 029 1233

Reader’s Digest Equity Release is a trading style of Responsibl­e Life Limited. Only if your case completes will Responsibl­e Life Limited charge an advice fee, currently not exceeding £1,690.

If you are over 55 and own your own home, equity release can be a fantastic way to take advantage of the value of your treasured asset to unlock some well-deserved cash later in life. House prices have risen significan­tly in recent years and there could be more equity available to you than ever before.

Although an equity release scheme is a useful way to access a financial boost, you must seek financial advice to ensure you make the right decision for your individual circumstan­ces.

1 Do your research

Your home is likely the most valuable thing you own so it’s important that you look in the right places and get reliable informatio­n if you are considerin­g utilising its value.

Have a think about your goals for the years ahead and research the different providers and plans available that could help you to achieve them. You could also use our free online calculator to find out instantly how much you could release.

2 Take your time

Make sure you take your time to decide whether equity release is the most suitable solution for you, as taking from the value of your home now will reduce the value of your estate in the future and could affect your entitlemen­t to means-tested benefits.

Should you enquire with Reader’s

Digest Equity Release, you can be certain that you’ll never be pushed to proceed.

Whether you decide that it pays to be patient or need us to work around the clock to meet a tight deadline, we’ll work at a pace of your choosing.

3 Choose someone you trust

At Reader’s Digest Equity Release, we think it’s vital that you feel confident and comfortabl­e when deciding if equity release is for you. That’s why our advice service will provide the following:

• A free and no-obligation appointmen­t to discuss your priorities and preference­s.

• One dedicated equity release adviser to stay with you throughout your journey.

• Considerat­ion of all the available options, including the alternativ­es to equity release.

• Access to exclusive plans and deals from our hand-picked panel of lenders.

If you’d like to kickstart the process of receiving advice and support tailored to you, call the friendly Informatio­n Team today on 0800 029 1233.

They can arrange for you to meet with one of our fully qualified advisers to understand how equity release could work for you. Plus, they will send you a copy of the Reader’s Digest Complete Guide to Equity Release, so you can be certain you’ve got all the informatio­n you need at your fingertips.

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