Scottish Daily Mail

STRAIGHT TO THE POINT

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I HAVE 3, 3 00 s hares in Eurotunnel. How much are they worth and how do I sell them?

G. B., Bournemout­h. Groupe eurotunnel Se is listed on the French stock exchange, and shares are currently around 11.28 cents. This means your shares are worth around £270. To sell, you need to contact the share issuer or a stockbroke­r. WILL National Savings pay interest without deducting tax on its Pensioner Bonds from April in the same way as banks and building societies?

D. B., by email. Any i nterest added f r om April 6, 2016, will have no tax deducted. So if you bought the 65+ Guaranteed Growth Bonds after April 6 this year, your interest will be paid before tax when it i s added on t he 12-month anniversar­y.

Interest added before April will be paid after 20 pc tax. So nontaxpaye­rs who took out a bond before then will still have to reclaim the tax.

If you took out the three-year version before April 6, you’ll also have to reclaim tax paid on the first interest payment added to your account. WE LIVE in a house we don’t own as it comes as part of my partner’s job. We’d like to buy a home for when we’re old or if my partner’s job changes.

Will we be affected by the higher stamp duty charges I’ve read about on second properties?

R. B., Hertfordsh­ire. no. The Government has confirmed the extra 3 pc tax on standard stamp duty rates to be paid on second homes won’t apply to people in your situation.

The tax is to be brought in from April as part of a crackdown on buy-to-let landlords and will hit those who already own a home and buy an extra property to rent out. I AM a pensioner who recently sold some investment­s, making a £1,100 profit on the gain. Should I be paying tax on it?

D. J., via email. no. CApITAl Gains Tax is paid at a rate of 18 pc or 28 pc — depending on your income — on profits of more than £11,100 this tax year. your profit from the sale of your shares is below this level.

So long as you haven’t made other profits this year that might take you over the limit, you will not have to pay tax on the gain.

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