WHAT YOU CAN LEARN FROM A 20-SOMETHING

SAVE MONEY: Cash-strapped millennials make their money work harder. Try the Skyscanner app (free from the Apple App Store) to find the cheapest deal for flights on the day/time you want to travel — it scans every airline option; Airbnb for cheap accommodation in the UK and abroad; Splitwise, which, once a group such as a book club or school PTA is signed up, keeps a tally of any money due or owed. Individuals can settle bills by PayPal. FIX ANYTHING VIA YOUTUBE: Videosharing website YouTube is brilliant for practical advice on just about anything. Just type in ‘How do I fix my dishwasher?’ or ‘How do I change my smoke alarm battery?’

and someone will most likely have filmed and uploaded a step-by-step guide. BECOME MORE ORGANISED: The Trello app (free from the Apple App Store) organises all your projects into ‘boards’ in one place on your phone. In one glance, Trello shows you what’s being done and who’s doing what and when, helping you juggle work, family and social diaries.

SUPERMARKET IN YOUR POCKET: Use your favourite supermarket’s app, rather than its website, to do your weekly shop. They’re updated more often to make them more user-friendly for customers. It should remember your favourites, so that you don’t have to re-select each time, and will also start to predict your behaviour. It also

automatically collects loyalty points, so saves you money in the long run.

FIND YOUR PHONE HASSLE-FREE: If you misplace your iPhone, iPad, iPod touch or any Apple computer, the Find My iPhone app will let you use any Apple iOS device to find it. At the click of the button, the app will make the lost phone play a loud sound for two minutes. You can also remotely lock the device to protect your data. NEVER FORGET A PASSWORD: The website LastPass (lastpass.com) keeps all of your accounts safe and remembers your passwords for you. You just need to remember one secure password to log in to LastPass, which is free, and it stores the rest.