STRAIGHT TO THE POINT

MY NIECE is a British citizen who is studying in the U.S. for the equivalent of A-levels. She wishes to study pharmacy at a UK university this autumn. Would she pay tuition fees as an overseas or local student? S. P., Wembley, N.W. London. Your niece must have lived in the Uk for the three years prior to the start of her course to qualify for the lower rate paid by local university students.

But there are exceptions for students who have been away from the Uk temporarily or who have been working abroad, so speak to Student Finance england: 0300 100 0607. I NEED to tell HMRC I am receiving a carer’s allowance, but every time I try to call I’m put in a queue. After 20 minutes, the battery on my phone goes dead. I don’t have a computer. Could you publish the address to write to? V. C., Gateshead, Tyne & Wear. Write to Pay As You earn and Self-Assessment, Hm revenue & Customs, BX9 1AS. If you do want to try calling again, the number is: 0300 200 3300. I OWN a bottle of wine I believe is quite valuable. Where can I sell it? M. D., via email. many wine merchants buy or sell on your behalf, but the rarest bottles often fetch more through auction houses such as Sotheby’s and Christie’s. You could also try

cavex.co.uk and winebourse.com, which are like posh eBays for wine lovers.

Check the costs carefully and get several valuations. Your chance of getting a good price will usually depend on the bottle being in pristine condition and having been kept properly in storage. A GARDENER did some unsatisfactory work for me and charged a fortune. I disputed the cost and he is taking me to court. I’m 84 and am living on a small pension — where can I turn for help? M. S., Pembrokeshire. Solicitors For The elderly (0844 567 6173) can point out a good lawyer. Citizens Advice (03454 04 05 06) runs local law centres that offer free legal advice. or call the Law Centres Network: 020 3637 1330.