Cus­tomer Tes­ti­mo­ni­als: Colin and He­len

Scottish Daily Mail - - Mail Finance -

Colin and He­len Johnson needed to raise £5,000 to cover the cost of re­plac­ing the win­dows in their one-bed­room cot­tage. The re­tired cou­ple, from South La­nark­shire, Scot­land, are in their 70s and had down­sized to a small prop­erty to en­joy their re­tire­ment some years ear­lier. They had al­ready re­leased some money to do up the prop­erty and in­vest in a car­a­van for hol­i­days – so this was their sec­ond ex­pe­ri­ence of go­ing through the eq­uity re­lease process. ‘Ex­penses crop up un­ex­pect­edly,’ Colin ex­plains. ‘In this in­stance the win­dows were in poor con­di­tion, with some locks bro­ken and con­den­sa­tion build­ing up. ‘We have three chil­dren but none of our de­pen­dants need help with money. So we thought why not use eq­uity re­lease to re­place the win­dows,’ he con­tin­ues. Colin and He­len didn’t like the idea of be­ing tied into monthly re­pay­ments, so a loan that would be paid off years down the line, af­ter they were gone, seemed like the per­fect so­lu­tion. ‘Once again, the eq­uity re­lease process was ex­tremely straight­for­ward. In fact, it was even eas­ier the sec­ond time, be­cause the ad­vis­ers al­ready had ac­cess to much of the in­for­ma­tion they needed,’ Colin says. ‘We were very happy with the ad­vice we re­ceived and ev­ery­one we dealt with wAs vEry KNOwL­EDGE­ABLE, Ef­fi­CIENt AND help­ful. We ac­tu­ally re­ceived the money quicker than we thought we would, which was a nice sur­prise,’ he adds.

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