Scottish Daily Mail

When my pipe burst British Gas left me in floods of tears

- Money Mail’s letters page tackles all your financial headaches

I WAS horrified when water starting coming through my ceiling, so I rang the British Gas emergency number to report a burst pipe. But what happened next left me in floods of tears.

I chased them several times and someone arrived seven hours later.

He said he could not fix it then but would come back after the Bank Holiday. This was at Easter.

He suggested putting a bucket under it. I did not sleep that night and came down at 6am to a terrible mess.

I then rang a local plumber in tears. He came within ten minutes and repaired the leak within an hour and charged £80.

So having paid British Gas insurance for emergency repairs I had to pay someone else to fix my burst pipe.

To add insult to injury I have just received a call — two weeks after the burst pipe — to say someone will come to fix it.

J. S. Poole, Dorset. British Gas says the contracted plumber was at your house for about an hour and a quarter and located the leak under a vanity unit in your bathroom.

i am told he made the floor safe before leaving.

it seems the contractor kept no records of any attempts to reschedule the appointmen­t.

Further delays were due to engineers being furloughed and ‘processes missed’.

so, as far as they knew you could be wading around and facing an inflated water bill.

British Gas has spoken to you to discover the full extent of the work you had to pay for.

Your overall costs were £350, which British Gas will reimburse. a spokesman apologises for the inconvenie­nce and for you having to arrange your own plumber. IN JULY 2017, my mother was admitted to hospital where she remained until October before moving into a care home.

I had power of attorney so contacted the Department for Work and Pensions to find out how much she needed to pay back from her Attendance Allowance [which helps to pay for carers].

They asked for £498.60. I sent a cheque on November 13 which was cleared on November 29. In 2019 I received a couple of letters saying the amount was still outstandin­g and threatenin­g debt management.

I checked with the bank and wrote back asking DWP to check their records as the money had been paid.

My mother died on the May 2, 2019 and I received another letter from DWP.

I handed the paperwork to the people dealing with her will, contacted the bank to get a copy of the cheque and passed this over as well.

The estate has only just been settled and I’ve discovered the executors paid the bill again to complete the estate.

P. W., Norwich. how frustratin­g to have done everything correctly only for the executors to create another job. Equally frustratin­g was that the DwP was chasing a bill you had already paid.

DwP admits it made an error and has refunded the £498.60 to you. it has also apologised for the inconvenie­nce and stress this caused.

it says that if any customer wishes to make an enquiry about an attendance allowance claim, they can phone 0800 731 0122 or write to attendance allowance, Mail handling site a, wolverhamp­ton wV98 2ah. MY DAUGHTER went through an insurance comparison website and Halifax came up as the best choice.

In January, her three-year-old threw his toy car which broke the screen on her TV.

Halifax declined her claim on the basis that she had two previous claims made within three years saying they don’t give insurance on that basis.

She explained that she had entered both claims into the comparison site.

This went back and forth with Halifax. The comparison site says Halifax is to blame. My daughter is 37 weeks pregnant with no insurance because a decline on her record makes it far too expensive.

P.M., by email.

WHILE i have some sympathy with your daughter’s situation the facts are these.

the informatio­n provided to halifax was that your daughter made one claim for £1,500 on December 13, 2017 and a second on January 3, 2018.

the second claim was put at zero but in fact there had been a payout.

the policy documents showing this informatio­n that halifax sent to your daughter were clear.

halifax is adamant that it would not have accepted your daughter as a customer if it had known that two claims had been paid out.

Your daughter paid monthly and one payment of £26.80 has been refunded.

her option now is to go to the Financial ombudsman.

having seen the evidence, i do not rate her chances of challengin­g halifax highly.

Your letter serves as reminder that we must all check policy documents sent by insurers to be sure they are correct.

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