Five ways to drive down the cost of mo­tor­ing

South Wales Evening Post - - CASHING IN -

PETROL prices are up, car in­sur­ance prices are up, break­down costs are up – but don’t let it get you down.

There are many ways to slash the cost of mo­tor­ing.

Let me show you five easy ways to put the brakes on your ve­hic­u­lar costs.

DON’T OVERPAY ON BREAK­DOWN COVER

BACK-UP in case your car fails is im­por­tant, es­pe­cially if you rely on it for work or the kids.

A year of cover at au­toaid­break­down.co.uk costs £48 – not much more than ba­sic poli­cies with the big firms – and it in­cludes home start and on­ward travel and in­cludes cover for you and your spouse (in­clud­ing civil part­ners) at no ex­tra cost. Call-out times are said to be roughly sim­i­lar too.

If you pre­fer a big firm, the golden rule when it comes to re­newal is to hag­gle. It re­ally works.

If you want a ba­sic AA or RAC pol­icy, new cus­tomers buy­ing through cash­back sites top­cash­back.co.uk or min­utes. There is no obli­ga­tion to buy any­thing, but be pre­pared that staff might try to up­sell to you. The win­ter car check is on un­til spring.

TWO OR MORE CARS AT HOME? CHECK MULTI-CAR

NEVER auto re­new car in­sur­ance. Check you’ve the right cover us­ing the right com­par­i­son sites – see mon­eysaving­ex­pert.com/ carin­sur­ance

Add in di­rect­line.com and aviva.co.uk which com­par­i­son sites don’t in­clude. If you’ve got a multi-car pol­icy, check stand­alone in­sur­ers first. If you’ve got stand­alone, check multi-car first.

Many don’t think to look at multi-car be­cause re­newal dates aren’t close. Ad­mi­ral. com, lv.com and Aviva let you set up a pol­icy at your first car’s re­newal, while the other car(s) stay with their ex­ist­ing in­surer un­til their re­newal.

■ Martin Lewis is the founder of Mon­eysaving­ex­pert.com. Get his free Money Tips at money saving­ex­pert.com/ lat­est­tip

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