Ask for ADVICE

When you compare mortgage rates, also take into account fees and charges. Visit moneyfacts.co.uk to see what’s on offer.

It’s worth speaking to a mortgage broker first, as they can get better deals and give advice. Find one at unbiased. co.uk or vouchedfor.co.uk.

If you’re worried about paying your mortgage, speak to debt charity Step Change (stepchange.org/ how-we-help/mortgages. aspx) or Citizens Advice (citizensadvice.org.uk/ debt-and-money/mortgageproblems).