The UK property market and how British Pearl finds a good deal

With some professional help you can increase your capital growth

INVESTORS are now being offered a professional way to tap into the high potential returns available from the UK property market.

British Pearl is giving private investors access to a level of expertise typically reserved for big financial institutions with large sums at their disposal.

Its team of investment, property and legal experts is building a diversified portfolio of properties offering investors returns of up to 9.5 per cent a year from a combination of rental interest and capital growth.

QUALITY

Investment manager James Newbery, who has extensive experience in institutional investing, said British Pearl aims to lift residential property investment to a new level. “We are bringing high quality, robust investment processes to an asset class, property, that has typically not attracted people with a background in finance.”

DILIGENCE

British Pearl’s board draws up tight criteria then sends a team of professionals to scour the country for suitable properties. Newbery said all properties go through a careful filtering process. “We carry out detailed due diligence, examine local rental and resale markets, and talk to local agents and experts on the ground. Finally, we model both income and capital growth using cautious assumptions.”

ACT FAST

British Pearl uses its bulk buying power and network of contacts to negotiate upfront discounts. “We are cash buyers and can move very, very quickly, which is an extremely powerful negotiating tool in the current market.”

British Pearl also works hard to add capital value, for example, by refurbishing properties.

YOUR CHOICE

You can buy shares in their Portsmouth investment which is offering a targeted return of up to 9.5 per cent a year from rental income plus a share in annual capital gains. All returns are projected and depend on rental income and property market performance.

Alternatively, you can lend money and secure an income of 4.4 per cent a year tax free inside your £20,000 a year Isa allowance.

The typical investment term is five years, although our Resale Market has been launched, Newbery said.

British Pearl offers a choice of properties in London, Portsmouth and Lancaster, with more coming in Andover, Lincoln and Halifax. “Investing in multiple properties with different regional exposure can help to diversify risk.”

RISK

Your capital may be at risk if property falls in value. Share income is variable and will depend on tenant demand and rent levels.

Investing in property involves risk. The value of investments can go down as well as up, and one may not get back the amount invested. Past performance is not a reliable indicator of future performance. Isa rules apply. Tax treatment depends on individual circumstances and may change in the future. British Pearl is authorised and regulated by the Financial Conduct Authority. Before making an investment decision, please seek the advice of an independent financial adviser.

‘We are cash buyers and can move very, very quickly, which is an extremely powerful negotiating tool in the current market’ JAMES NEWBERY