Banking on good advice
the where estate is money and asmall No, as deceas ed’s and the orless value of 36,000 Assuch, proper ty is£ debts. es exclud prohib ited this are court staff should .You helping advice . from seek legal I want to give my son access to my bank accounts as I am about to go abroad for an extended stay. I am also becoming more forgetful and it would help if he was in charge. Do I have to organise a Power of Attorney to do this or are there other options? Speak to your bank in the first instance. If this is a temporary measure, a less formal solution such as a third-party mandate might be an option. But if you lose mental capacity, any mandate ceases to be valid. So consider a Power of Attorney.
She paid a £9500 deposit to D and J Landscaping and Pressure Washing Services and the work was supposed to begin in August.
But the f irm went to ground without starting the job and Linda can’t get her money back. The 60- year- old, who is married to Bobby, 59, said: “Our savings have been wiped out and we have nothing to show for it.
“I am so stressed, I am losing my voice. I want people to know what’s happened. It’s sickening.
Linda a nd Bobby, o f Clackmannan, near Alloa, got in touch with Darren Holley, of the firm, in May. She said: “We’d known the family for about 20 years so made the mistake of trusting him.
“The business seemed to be run by Darren but his father James was also involved.”
The Milnes were quoted for work to build a ramp at the side of their house for five-year- old Cooper, who has cerebral palsy and is confined to a wheelchair.
Linda, a former carer, said: “That was the important thing as Cooper needs proper access to our home. Darren knew that.”
But the job also included wooden fencing, a carport, artificial grass, raised f lower beds and monobloc. Linda, who has seven grandchildren, paid £ 6000 in cash to Darren in June and £3500 to James in September.
She said: “D&J claimed they were fully insured and the work was guaranteed.
“They said they needed the money up front for materials