How you can save money at Christ­mas

Sunday Mirror (Northern Ireland) - - Front Page - PAGES 16&17

IF there was a big red CAN­CEL CHRIST­MAS but­ton, would you press it?

While the fes­tive sea­son is usu­ally por­trayed as un­err­ingly joy­ous, not ev­ery­one feels that way. It can put stress on you and on your pock­ets.

So, for­give me, but to re­lieve that pres­sure, and pos­si­bly in­crease hap­pi­ness, it is worth con­sid­er­ing go­ing cold turkey. You may think this is me be­ing Scrooge (bah hum­bug) but it isn’t. With 10,000 votes in, the poll on my Mon­eySaving­Ex­pert site this week had 59 per cent of peo­ple say­ing they would can­cel Christ­mas if they could.

The only cat­e­gory that voted to keep it was par­ents of school age kids. So if you are ill-pre­pared for Christ­mas, pan­ick­ing about how you’ll af­ford it or wor­ried about a debt hang­over in the new year, I want to give you some tips.

Some are just com­mon sense but peo­ple avoid them, wor­ry­ing they will seem weird by opt­ing out.

I hope this guide will re­lieve some of the stigma of be­ing sen­si­ble.

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