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MISSED my flight after the Heathrow Express was delayed. My insurance limit for missed departures is £500, so I’m £290 out of pocket. What can I do?

AKIDS will be able to snooze in beds in economy. Joon, Air France’s budget arm, is installing the beds by extending seat space on its Airbus A340 planes. It will cost an extra

£34 for two children

to bed down.

YOU tell me you have already approached Heathrow Express about the fact you were delayed by overhead line problems and they says they are not liable for any costs. But they will offer a letter to support your insurance claim.

Payouts for missed departures vary but to get more than £500 you will need a top-of-the-range policy.

Consider an annual policy if you take several trips a year.

Check the cover levels and the excesses. And read the small print for the payouts. The cost of your holiday may be a lot more.