WE SPEND £124 A MONTH ON ‘LITTLE LUXURIES’, SURVEY FINDS

PEOPLE spend £124 per month on average on ‘everyday’ luxuries, including ordering takeaway meals, taking taxis rather than public transport and buying clothes that we hardly wear, a study has found.

Scottish Widows said one-ineight (12%) people admit to not tracking their incidental spending at all and having no idea how much they could be splashing out on non-essentials.

A third (33%) of people say they spend less in January – cutting back by an average of £109 during the month.