ACROSS DOWN
3. Backhander (5) 8. Mother-of-pearl (5)
10. Abundant (5)
11. Lav (3)
12. Girl’s name (5)
13. Small falcon (7)
15. Plunges (5)
18. Jump on one foot (3)
19. Noiseless (6)
21. Seek new members (7) 22. Finished (4)
23. Insult deliberately (4)
24. Helps (7)
26. Tolerates (6)
29. Hawaiian garland (3)
31. Large passenger ship (5) 32. School bag (7)
34. Adder (5)
35. Equipment (3)
36. Bulgarian capital (5)
37. Landing pier (5)
38. Beast of burden (5) 1. Manservant (5)
2. Male sibling (7) 4. Complain bitterly (4) 5. Brigand (6)
6. Electronic message (1-4) 7. Foreign (5)
9. Lettuce (3)
12. Push down (7)
14. Legendary bird (3)
16. Blood vessels (5)
17. Counterfoils (5)
19. Alike (7)
20. Faithful (5)
21. Tree sap (5)
23. Adhesive label (7)
24. Antenna (6)
25. Suite (3)
27. Intolerant person (5)
28. Satan (5)
30. Trivial (5)
32. Appear (4)
33. Strike (3)