The Daily Telegraph - Property - - Rain Check -

1Check that your in­sur­ance is ad­e­quate and that doc­u­ments are kept in a safe place. If you live in a flood risk area, you may face higher pre­mi­ums or ex­cess, so get quotes from sev­eral in­sur­ers. 2Store sen­ti­men­tal items in a bag ready to re­move if needed. 3Turn off gas, elec­tric­ity and wa­ter. 4Make a fam­ily flood plan – who does what and goes where in a cri­sis. 5Make a flood-kit – torch, mo­bile phone, wellies (or flip-flops), blan­kets, first aid, wa­ter­proofs. 6Think about where you might move your car to a safer place. 7Get hold of sand­bags. 8Have your stills or video cam­era ready – with plenty of film or bat­ter­ies. 9Keep all dam­aged items, as your in­surer may need to in­spect them – un­less they pose a health risk. 10Keep re­ceipts for emer­gency re­pairs, as th­ese may form part of your claim.

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