OCF 1.25pc, share class Z
Rising interest rates threaten the returns bonds can offer. In such an environment, which we are now in, “strategic” bond funds – which have the freedom to invest in a range of options, from government bonds to higher-risk corporate ones – are a good option. Experts view this fund, which invests globally, as best-in-class. It is managed by a team of former bond traders and yields 4.5pc. OCF 0.8pc, share class I Many of the above portfolios hold gold, but this exchange-traded fund offers a simple way to add exposure. OCF 0.39pc, share class n/a
This specialist infrastructure trust invests in healthcare properties, with the majority of its buildings occupied by the NHS and the Irish equivalent. Only 20pc of its leases have less than 10 years to run, so it has a clear view of its future income stream.
The trust trades at a hefty 13pc premium, although this has fallen dramatically. As always, watch for dips to buy, but with a 7.6pc yield this may be a rare instance where a premium is palatable. OCF 3.47pc (including performance fee) share class n/ a