The Daily Telegraph - Saturday - Money

‘Lawyers try to discourage clients from including mean-spirited or unusual stipulatio­ns in wills’

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also see clauses where grown-up children can only inherit if they reach certain life goals such as a university degree, a profession­al job or are “in a relationsh­ip”. But these can be trickier to navigate.

James Antoniou, head of estate planning at Co- op Legal Services, said: “Who is to define what constitute­s a relationsh­ip? And, with living together, what if the intended beneficiar­y and their partner only stay over at each other’s homes three nights each week, does this count?”

Lawyers try to discourage clients from including some of the more meanspirit­ed or unusual stipulatio­ns in wills. Elisabeth Squires, head of private cli

HOW ELSE CAN YOU CONTROL THE USE OF YOUR ESTATE?

It’s possible to leave assets to someone on the condition they do something within their control, such as reaching a certain age or looking after your pet.

Even adopting a particular surname or coat of arms before receiving the gift can be enforced by the courts, according to Elizabeth Sainsbury, partner in the contentiou­s trusts and estates team at law firm Farrer & Co.

However, what won’t stand up are unfair or onerous conditions. So demands that are impossible to perform, unclear, against public interest or damaging to the beneficiar­y, may be voided by the courts.

For example, a condition preventing a child from living with their father was considered against the public interest and was unenforcea­ble.

But there isn’t a hard and fast rule. Ms Sainsbury said: “Much will depend on the specific phrasing. Unfortunat­ely for the beneficiar­y, if the condition is considered ‘ void’, then the gift will likely fail, so it is important to seek profession­al advice on the drafting of conditiona­l gifts in wills.”

A key way you can control the use of your estate is with a trust, a legal arrangemen­t involving leaving cash, property or investment­s to trustees to look after on behalf of someone else. This could include money to pay for school fees, university or for the general benefit of the beneficiar­y.

You can help guide trustees’ decisions by also writing a letter of wishes, including any circumstan­ces for loved ones to inherit.

While this isn’t legally binding, Mr Antoniou said: “It allows for greater flexibilit­y after death if the circumstan­ces of a beneficiar­y are very different than the will maker might have envisaged when they made their will.”

It’s also a good idea to discuss any conditiona­l provisions with relevant loved ones to help them minimise the risk of any disputes after your death. Amelia Murray

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