Banks should give refunds pledge

NEWS that the limit for contactless card payments is to be raised to £100 is alarming, as the downside for the cardholder is greater exposure to fraud (“Cash card limit in shops is increased to £100”, The Herald, March 4). The banks should therefore also provide a no-quibble refund scheme, as experience shows that they look for every excuse to avoid refunding fraudulent transactions.

Malcolm Parkin, Kinross.