… AND YOU COULD STILL SAVE EXTRA CASH ON TOP

The five tips above could tot up to £569. But if you want to keep earning, here are three more.

Reclaim credit from your

energy supplier ....................... £236

IF YOU pay your energy bills by direct debit, there is a good chance you have built up credit with your supplier. It can be worth leaving a portion of that with your provider to cover the most costly winter months.

But, if you have built up a lot of credit, you can ask your supplier to refund it. Suppliers owe households around £236 on average, according to Uswitch. Contact your supplier directly to ask them to pay you back.

Change phone contract ..... £335

IF THE initial term of your phone contract has ended, you can probably get a better deal by changing your provider.

The biggest savings can be found if you are happy to keep your existing handset. In that case, if you switch to a SIM-only deal you could save around £335 a year, according to Uswitch.

If you don’t want to switch, phone your existing provider and haggle. ‘Providers really don’t really want to lose customers, so if you find a better deal elsewhere, they might be able to match it,’ says Mr Doku.

Refer a friend ............................ £200 IF YOU are the customer of a company that you like and would recommend, check to see if they have a friend referral incentive.

For example, you can earn £20 if you invite a friend to join payment website PayPal and both spend at least £5 within 30 days of signing up. You can invite up to ten friends.

Similarly, customers of network provider Three can get up to £80 to share with a friend when they recommend one of its products.