PROTECT YOURSELF FROM THE SHARKS

HERE are some tips on protecting yourself against loan sharks this Christmas.

Save money regularly so you are not in urgent need of a loan.

Do not accept cash loans, even if the lender seems friendly or helpful.

Credit unions are a safer way to borrow. Visit findyourcreditunion.co.uk to find your nearest one that can help.

To report a loan shark, call a confidential hotline on 0300 555 2222 or email: reportaloanshark@ stoploan

sharks.gov.uk.