The People's Friend Special - - HOBBIES -

You may have the cash, but the big­gest stum­bling block to choos­ing a ship over a home is likely to be your state of health. Stephen Lowe is com­mu­ni­ca­tions di­rec­tor at fi­nan­cial ser­vices firm Just Group.

“Peo­ple tend to stay in their own homes un­til they – or their fam­ily – re­alise they can no longer cope. This is usu­ally the point where the pro­fes­sional care pro­vided by a res­i­den­tial home be­comes the only option.”

Ac­cord­ing to

Stephen, cruise ships are un­likely to have the staff or equip­ment to pro­vide the level of care re­quired by a long-term el­derly res­i­dent – par­tic­u­larly nurs­ing care for se­ri­ous health prob­lems.

“The in­creas­ing health risks of greater age are re­flected in travel in­sur­ance rates for older peo­ple, and many providers would be un­likely to of­fer cover at any cost for those of ad­vanced ages,” he adds.

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