30-SECOND CV

stuff that we were doing was outside what you might call retail bank lending,” he adds, covering “interesting structures and in a fairly challenging subsector of the market, which was development finance”.

But the financial crash was looming, and while Davidson Conduit did well in 2007/8 and into 2009, then “the phone stopped ringing and there was virtually no fee income, so we had to have a look around and find out what the market wanted and how we responded to that”.

It moved into restructuring, with Davidson explaining: “A lot of companies were trapped by their banks — they were overgeared when they were revalued and they were in breach of their lending covenant, so we started acting for ● Born: 1978, Argyll ● Education: Falkirk High School then college, neither were really for me ● First job: Pension/bond administrator for J Rothschild Assurance ● Ambition while at school: Vet, professional rugby player or PE teacher ● What car do you drive: Audi RS5, due a change ● Favourite mode of transport: Train for work. Cycling borrowers in an advisory capacity to help them extricate themselves from banks. We started defending the client against the bank.” There were various for trying to get in shape or water skiing or sailing for fun ● Music: Mixed,. At 39 being told to turn your music down is amusing (to me) ● Kindle or book: Book but rarely; I regret not having time to read more ● Can’t live without: Lisa (wife), Millie (4) and Lottie (2), and my iphone ● What makes you angry: Entitlement, laziness and child poverty in Scotland ● What inspires you: People who have overcome adversity in business/life/ sport, it’s free fuel challenges around maintaining business liquidity, refinancing and helping the business owners, he points out, adding that it involved becoming a mediator,