The Scottish Mail on Sunday

BEST RATES FOR YOUR CASH ISA

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Savers can put £20,000 in a taxfriendl­y Individual Savings Account in the current tax year ending April 5, 2018. The rules allow you to put your entire allowance into cash – or if you prefer, equities or peerto-peer lending. Alternativ­ely, you can spread your money across a mix. Savers are able to transfer equity-based Isas to cash Isas and vice-versa. The annual limit for Junior Isas is £4,128. Savers aged between 16 and 18 can save a fur ther £20,000 into a cash Isa but they cannot open an equity Isa.

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