FACTS AT A GLANCE

SIZE AND RETURNS: £2.9billion. One year, +7%; three years, +15%; five years, +33%. MANAGERS AND TENURE: Paul Causer, since January 2004; Paul Read, since January 2004; Ciaran Mallon, since October 2013. THE BIG RIVALS: They include investment funds Aberdeen Diversified Income, Artemis Monthly Distribution, AXA Distribution, M&G Episode Income, Miton Cautious Monthly Income and Premier Multi-Asset Monthly Income. HOW TO INVEST: The fund is best bought via an online fund supermarket. The ongoing annual charge is 0.82%.