LLOYDS BANK

PROFITS IN 2021: £6.9 billion (£1.2bn in 2020). DIVIDENDS: Interim of 0.67p per share (paid),

final (to be paid) of 1.33p.

SAVINGS: Cash Isa Saver, 0.01% – since May 2021. Easy Saver, 0.01% – since March 2020.

ANNUAL INTEREST ON £10,000: £1 WHAT THE BANK SAYS: ‘We’re always reviewing the rates on our variable savings products. Variable product pricing is complex and dynamic and, like other providers in the market, Bank base rate is only one of many factors that we must consider. We offer a range of competitive products to meet a wide variety of different customer needs and make it easy for our savers to switch to accounts that best meet their needs.’