A global index is my pick for times of doubt

EMMA-LOU MONTGOMERY Personal investment expert at asset manager Fidelity International

I TEND to invest mostly in individual stocks in my Isa. I like being able to pick and choose exactly which companies I invest in. And I’ve had some fun – and success – spotting and investing in the changing trends brought about by the pandemic.

Unusually for me though, because of all the uncertainty of the past two years and with even more uncertainty brought about by the situation in Ukraine, I’ve decided to bolster my Isa by putting a decent chunk of money into Fidelity World Index Fund.

It invests in hundreds of companies around the globe. It is lowcost, low-maintenance, yet highly-diversified and it gives me some much-needed breathing space. The other fund I have decided to dabble in is Baillie Gifford Positive Change. I chose it because it offers something innovative – it lets you see the impact of your investment on the world. It shows how your investment is helping to cut carbon emissions, improve health and tackle social issues. This takes investment transparency to a new level and one that has potential to prove there is added value in sustainable investing.