OUR TOP 3 MORTGAGES

Two-year, fixed-rate deals: Natwest:

1.25% fixed to June 30, 2022; maximum loan to value: 75%; fee: £995; includes incentives.

First Direct:

1.34% fixed for two years; maximum loan to value: 60%; fee: £490; includes incentives.

Natwest: 1.41% fixed until June 30, 2022; maximum loan to value: 80%; fee: £995; includes incentives.

Source: moneyfacts.co.uk (all rates subject to change)