A Power of Attorney is an insurance policy, you don’t want to use it, but it’s there if you need it

Like most retirees, Ian Stewart and his wife Alice thought about getting their legal affairs in order, but only recently got around to it. Today, they have safeguarded their own future, and their children’s and grandchildren’s inheritance, by organising a Will, Power of Attorney and Protective Property Trust with ILAWS.

All three documents are advised, particularly if you own property or have any other assets, but every adult in Scotland should at least have a Will.

Having arranged these essentials, Mr Stewart said: “We feel content because we have safeguarded everyone’s interests.”

He explained: “My wife and I wanted to update our Wills, so called ILAWS and we were given the option to meet in the office or at home, which we opted for as that’s where we feel more comfortable.

“The gentleman followed all the Covid protocol when he visited and he stayed over an hour while we discussed our Wills, Power of Attorney and Protective Property Trust (PPT). We felt this was needed too as we don’t wish to lose our home if one of us goes into a care home.

“Now our family – two children and two grandchildren – will still benefit from their inheritance.”

Like many people, Mr and Mrs Stewart did not realise that their home could be taken away from them and sold to pay for care home fees should one, or both, of them need care. They have prevented this from happening now with a PPT. Although not everyone is eligible, it is worth investigating your options. ILAWS can advise you on this.

Mr Stewart, a retired technical officer, added: “We have done all we can now, and it was a very smooth process. All our paperwork was taken care of by ILAWS and the information was explained in a clear and concise way.

“It is absolutely essential that you do these things – as we are all living longer. A Will, Power of Attorney or PPT is like an insurance – you don’t want to use it, but it is there if you need it.”