Em@il jury
Most people like to indulge at this time of year but, as debt levels soar, has Christmas become too commercialised?
The spirit of Christmas has been lost. It is now commercialised pandemonium, all about greed and over-indulgence.
Liz Kelly, Glasgow
Christmas, like Halloween, has become too Americanised. Celebrating Jesus’s birth has been replaced by celebrating new electronic goods.
Gary Hopton, Fife
All things in moderation. Far too many people go over the top, and some are paying off debts until next Christmas!
Judi Martin, Aberdeenshire
My wife and I like to indulge at this time of the year. We also save very well in the month of December. This is due to my wife putting away £20 a week from the beginning of January, which gives around £1,000 to spend in December.
Bill Bell, Nottingham
You must plan early for Christmas. Save a little each week and you will avoid getting into debt.
Margaret Brown, Rutherglen
Christmas is too commercial but we all like to indulge a little. It makes you feel better, especially with Brexit raging.
Hamilton Mclean, Harwood
Christmas starts too soon, costs too much and goes on too long. But it is only once a year and mince pies, chocolates, lovely rich meals and over-indulgence are a nice part of it. New Year is for cutting back!
Susan Ireland, Kendal
I like simple, handmade presents that someone has really thought about.
Fiona Reid, Forfar
A good gift is one given from the heart. Something to be cherished.
Ronald James, Angus
A good gift is one that has either taken time to make or choose.
Allison Scotland, Roxburghshire