Time to make tracks, ScotRail

in their insidious practice of closing cash machines, not when tumbleweed is blowing through our high streets and there are fewer stores and shops to spend the paper stuff in.

Expect yet more big retail names like HMV to fall into trouble. Sources suggest some of our best-known stores are looking a bit shaky after disappointing sales.

And if you think online banking and shopping online is the way to go, then be warned. I predict online hacking and cyber-attacks will reach unprecedented levels. There will be a theft so large it will cause global financial chaos.

And while the music may have died with HMV, the good news is that the live scene is still alive and kicking.

Here in Scotland there is a plethora of great music festivals to look forward to, including TRNSMT, Summer Nights, Party in the Palace and Belladrum.

I predict another belter of a night at the Scottish Music Awards and homegrown bands like The Snuts, Hyyts, Parliamo and Stephanie Cheape to start making their mark on the global stage.

The hilarious Doric singalong stage show Aye Elvis will be loved tenderly by audiences across Scotland.

Donald Trump will cling on to power and even run for a second term.

Michelle Obama will announce that, as he has driven her up the wall, she will stand for the Democrats.

Putrid Putin, Kim Wrong-Un, Mad

Assad and Saudi’s butchers will all stay in power.

So roll on 2020, that’s all I can say! The fat controllers at the Scottish Government must step in and push ScotRail into the sidings. While delivering an abject service they have been generously rewarded, especially managing director Alex

Hynes, for far too long. Cancel the 2.8% fare increase without delay and get our railways back on track! Your long-suffering passengers have

had enough.