HOME HELPERS

■ Association of British Insurers: 0207 600 3333, abi.org.uk

■ Age UK: 0800 678 1602, ageuk.org.uk and search “manage your money”

■ Winter Fuel Payment: 0800 731 0160, gov.uk/ winter-fuel-payment

■ Gas Safe Register: 0800 408 5500, gassaferegister.co.uk

■ The Met Office: metoffice.gov.uk

■ Lagging pipes: 0345 357 2401 metered Accounts; 0345 357 2402 non-metered Accounts; affinitywater.co.uk