‘It was a better fit for my lifestyle’
WHEN LALIA DECIDED TO SWITCH BANK ACCOUNTS, SHE WAS SURPRISED AT HOW EASY IT WAS TO MOVE TO THE RIGHT ONE
“IT’S really important to have a bank account that fits your needs,” says Lalia Chappez. “Especially in lockdown, when I do everything online: savings, transferring to suppliers… I needed a bank account that made that really easy.”
Lalia is a finance officer and a mum of one, living and working in Yorkshire. She’s also one of the seven million people who have used the Current Account Switch Service since it was launched.
For her, using the service was about finding a current account that suited her particular lifestyle – both at home and abroad.
“I had heard of a new account with a different bank that was really good when you travel, which I do. It’s mostly online based and there’s no branch, which I quite liked.
“They offered a really quick and easy way of switching, and good fees – especially when I go to see my family in France: I can withdraw money without any fee. It was a better fit for me in general.”
The Current Account Switch Service takes the pressure off moving accounts, as the new bank switches your payments and transfers your balance, while the old bank takes responsibility for closing down the original account.
The service is covered by a guarantee, and your switch should be completed in just seven working days.
SMART MOVES
Lalia says she would definitely advise anyone who wants to move current accounts to trust the switch service: “I would tell them that it’s much easier than people think, and that banks have really put in place a lot since a few years ago. It’s now really easy and secure.
“It would have taken me much longer to contact everybody I had direct debits with – it takes all the pressure off. It’s a really good facility.”
While Lalia is happy with her new account, she would still consider switching again: “I’d use the switch service again, absolutely. I hope it won’t