Western Morning News

Stress-free saving

HUNDREDS OF THOUSANDS OF PEOPLE ACROSS THE UK HAVE DISCOVERED THE EASIEST WAY TO SAVE TOWARDS CHRISTMAS…

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IT’S not a white Christmas that most of us are dreaming of – it’s an easy one. A happy festive period is one with no stress and no money worries, just the opportunit­y to sit back and enjoy the celebratio­ns.

And some people have found a way to make that dream a reality.

Over 350,000 people across Britain use Park Christmas Savings, putting away an affordable amount of money each week or month, then receiving gift cards and vouchers to spend with their favourite retailers at the end of the year.

Savvy Park planners say paying monthly or weekly is an easy habit to get into. You can set your own savings goal, choosing an amount that fits your budget. You can also pay by standing order, or top up your account each month at a time that works for you. Even small amounts of money add up throughout the year, so when the Christmas lights go up in December, Park savers have a healthy total to enjoy some worry-free shopping.

There’s also no need for worry at any other point in the year. Money deposited with Park Christmas Savings is safe; it’s held in a trust and Park is a member of the Christmas Prepayment Associatio­n. And you can’t dip into the funds you’ve saved so, whatever happens throughout the year, you will always know that you’ve got Christmas covered.

The first step of your journey towards a debt-free Christmas is downloadin­g the Park app or visiting the website. Decide the amount you want to save, and when you’ve reached your total

Park will send out your chosen rewards – with plenty of time for you to find thoughtful gifts for your loved ones and to plan some delicious festive meals.

Park offers gift cards and vouchers for all your favourite retailers. On the high street there’s JD Sports, Primark, The Entertaine­r toy shop and more. You can also choose from a wide range of popular online shops, including Amazon and Asos.

If you’re planning a big Christmas dinner or party, then gift cards for Asda, Sainsbury’s, Tesco and M&S can help you buy food and drink to wow your guests.

You can also give experience­s as gifts with companies like Red Letter Days. Or use the Dining Out gift card – you could even treat a friend to a cheeky Nandos!

Thousands of savers rely on Park to help them have a happy Christmas. Saving throughout the year is painless and means you avoid a heavy financial hangover in January. Spread the cost and feel good as you watch your money mount up and enjoy a little bit of Christmas cheer every single month.

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