need TO knOw

britons are struggling to make ends meet, and it’s causing stress. last year, on average every uK household spent £900 more than they received in income – the first time spending exceeded income for 30 years. that’s a lot of debt. as a result, two-thirds of women are worried about finances, with nearly 30% losing sleep about it, according to research by employee benefits company Neyber. If your spending is supported by credit card debt, you may be on thin ice. transferring your balance to an interest-free credit card can buy breathing space, but may not work forever, with card companies offering fewer, and shorter, interest-free deals. start by setting your direct debit higher than the minimum balance to make a dent in the debt. If you’re still worried, seek help from a charity such as stepchange.org or nationaldebtline.org