Think differently

✢ Set a budGet avoid any awkward moments by chatting to family and friends now. Perhaps you would just like to buy your best friend a lovely gift, rather than trawl the shops for something for her teenage son? Having these conversations might not be your dream start to your Christmas planning, but establishing a budget will avoid any embarrassment further along.

✢ try a Secret Santa if your family has extended. either set a reasonable sum of, say £30 per person, or go for fun, personality-type gifts under a tenner. ✢ SuGGeSt a Spa day with your best friend, mum or sister instead of exchanging gifts. Post-Christmas you’ll appreciate the pamper time that little bit more.

✢ don’t be afraid to call a halt to GiftbuyinG, especially if you feel you don’t see or really know the recipients or their kids. Just make sure you let them know your plans in plenty of time. or suggest you keep buying birthday gifts instead. ✢ combine fundS and buy one hero Gift

If there’s an expensive thing or amazing experience, then ask family to contribute.