This month I’m…

…cutting the cost of using a credit card abroad. Credit card companies have a nasty habit of loading on foreign transaction fees if you pay on plastic overseas. But with a Tandem cashback credit card and its app, you won’t be charged any fees on purchases abroad. You can even earn extra towards your holiday, as Tandem pays 0.5% cashback on your spending, with no annual fee. Learn more and apply at tandem.co.uk