HOOKING UP?

Over 2.5 million cohabiting couples in the UK haven’t put anything in place to protect their homes and finances should they separate, according to research, which can lead to unfair

asset distribution when the unexpected happens. If you’re buying a house together consider signing a Declaration of Trust to formalise who owns what. You’ll need solicitors for each party. Keep your will updated, too – without marriage, an automatic inheritance isn’t

guaranteed.

‘Investing gives you the opportunity to grow money for big spends’