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3 THINGS TO CONSIDER ABOUT YOUR PENSION

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What are you entitled to?

Visit the Government’s Pension Service website (gov.uk/plan-for-retirement) for a step-by-step guide to planning your retirement. You can check your state pension entitlemen­t. You can also use the free Pension Tracing Service, which will find out if you have any schemes you may have forgotten about. Consider a Lifetime ISA

Under 40? There’s time to take out a Lifetime ISA to save for a pension. Whatever you put in, the Government will top up by 25%.

Get online

Digital services like PensionBee and NEST are great options for starting a pension, and have the benefit of being accessible wherever you are.

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