HOW TO IMPROVE YOUR CREDIT SCORE

A good credit score can give you access to the best deals when borrowing money, whether that’s for a mortgage or getting a credit card. You can check your score for free at any of the three main credit reference agencies: Experian, Transunion and Equifax. And if you want to improve it, try the below…

✱ Register to vote Make sure you’re on the electoral roll with the address you live at. Sign up to vote at gov.uk/ register-to-vote

✱ Check for errors If you see incorrect or out-of-date information, call the credit reference agency and ask for a fix.

✱ Don’t miss bill payments Missed payments leave a mark on your record. Avoid them by setting up automatic direct debits.