MAX OUT CASHBACK

Here’s how to save money on purchases by making use of cashback:

✱ Visit Topcashback.co.uk or Quidco.com. Register for free, then when you make a purchase, go via the site first. The amount you earn depends on the retailer, but can be 1% to 10% of the total purchase price.

✱ Get the right bank account. Some give cashback on spending or even bills, for example Chase (chase.co.uk), gives 1% cashback for a year – from fuel to groceries. Santander’s 123 Lite account gives cashback on household bills (though for a £2 monthly fee).

✱ Sign up for a store loyalty card.

Tesco Clubcard is great for helping you pay towards days out. While the Boots Advantage Card can be a good way to save up for gifts or treats.