3 easy ways to...

save on car insurance

Running a car can be painfully expensive so getting the best insurance deal you can is a no-brainer. Here’s how… 1 GET SEVERAL QUOTES

Under rules that came into force in January, car (and home) insurers can no longer charge existing customers who are renewing their policies more than they charge new customers. But this doesn’t mean that your renewal quote will be the best deal available. Get quotes from price comparison sites and check insurers who aren’t on them too, such as Direct Line. Bear in mind that the cheapest policy isn’t always best – it’s important to make sure you have the right level of cover too. Once you’ve found the best price for the cover you need, ask your current insurer to match or beat the quote.

2 BE AN EARLY BIRD

To get a good deal, the best time to renew your car insurance is within 15 to 29 days of your policy renewal date, according to research by Moneysupermarket. So put a note in your diary to make sure you don’t forget.

3 WHAT ABOUT ADD-ONS?

Watch out for extras you’re offered that you might not need or that you might have covered elsewhere. For example, some bank accounts offer breakdown cover. And it might also be cheaper to buy some of these add-ons separately, so always do the maths.