READER QUESTION

Q I’m owed a tax rebate. Should I use a company to claim it for me?

A People are losing out financially by using third-party companies to claim tax rebates, rather than going directly to HMRC, according to an investigation by Which? The companies charged fees of between 25% and 48% of the rebate – and that is sometimes with administration fees and VAT on top of that as well. If you are eligible for a tax refund, you should simply contact HMRC and the full amount will be paid directly to you. For more details, visit which.co.uk.