If you do one thing...

DON’T DELAY GETTING HELP

Fifty-two per cent of borrowers in financial difficulty waited more than a month before seeking help, according to research. The Financial Conduct Authority and Moneyhelper are urging anyone who is struggling to get help as soon as possible. Contact your lender if you’re worried about missing payments, or Moneyhelper (moneyhelper.org.uk) for access to free, expert debt advice and help on coping with a stretched budget.