Re­search re­veals the hon­est truth about ac­ci­dents

Yorkshire Post - Motoring - - NEWS -

IF you are one of those driv­ers who has re­turned to your car to find the wing mir­ror hang­ing on by a thread or a dint in the bumper but no sign of the guilty party, then the re­sults of the lat­est re­search by an in­sur­ance com­pany may come as a sur­prise to you.

AXA an­a­lysed more than 30,000 claims be­tween 2010 and 2012 where a driver had hit a parked car.

The re­sults show that in more than 80 per cent of cases, mo­torists who hit a parked ve­hi­cle made them­selves known to the owner and pro­vided their in­sur­ance de­tails.

The num­ber of those who hit a parked car and chose not to leave de­tails has fallen by 16 per cent in the past two years.

One con­clu­sion is that an in­creas­ing num­ber of mo­torists are will­ing to do the right thing. The more cyn­i­cal might say that the preva­lence of CCTV cam­eras and mo­bile phones with video ca­pa­bil­ity could well have nudged the per­pe­tra­tors in the right di­rec­tion.

But hon­esty is not nec­es­sar­ily its own re­ward: the price is high.

Ac­cord­ing to the data, the aver­age crash in­volv­ing a parked car causes £762.89 worth of dam­age, al­though the in­surer re­ceived claims as high as £16,500.

Ex­am­i­na­tion of 2012 fig­ures shows that mo­torists were most likely to hit a parked car on a Fri­day, with 1,477 in­ci­dents recorded on that day in 2012, com­pared to 1,046 on a Sun­day.

Amanda Edwards, from AXA, said: “We tend to hear hor­ror sto­ries of fraud­sters caus­ing de­lib­er­ate ac­ci­dents to re­ceive a pay­out – the Hon­esty Barom­e­ter proves that the vast ma­jor­ity of driv­ers are hon­est and trust­wor­thy.”

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