SHOP AND SAVE with loyalty cards

Exchange your points for vouchers It’s easy to forget about the points you’ve accumulated on a card, so take advantage of voucher offers like Tesco Clubcard’s Faster Vouchers scheme, which allows cardholders to request vouchers for their entire points balance.

Download retailer apps for new user offers Some stores will give you extra points or offers just for downloading their app. For example, you can collect 200 Boots Advantage Card points when you download the app for the first time and make a transaction.

Look out for freebies Many schemes offer freebies rather than, or as well as, points. IKEA Family members can get a free tea or coffee Monday to Friday, Greggs’ Rewards app offers a complimentary sweet treat on your birthday, and myWaitrose cardholders can get a free hot drink from the self-serve machines in participating stores.

Use your points for partner offers Tesco Clubcard vouchers can be spent with reward partners such as PizzaExpress and RAC, while Nectar members can collect and spend points at Sainsbury’s and partner stores, including Caffè Nero, where 350 Nectar points – swapped for a voucher online or on the Nectar app – will get you a hot or cold drink of any size.