Your ques­tions an­swered

YOURS (UK) - - Contents -

■ For ad­vice and sup­port, call Alive on 0117 377 4756

QI avoid on­line shop­ping as I pre­fer cash transactions, but many items are only avail­able via a web­site.

Can I shop on­line with­out us­ing a credit card?

Fiona, by email Yours says With a Pockit Pre­paid Master­card, you can only use what credit you load onto it – so there’s no dan­ger of over­spend­ing. There’s a 99p monthly mem­ber­ship fee, but you can use the card for free* in UK stores and on­line re­tail­ers which ac­cept Master­card, if you load money on via bank trans­fer. You’ll also be al­lo­cated an ac­count num­ber and sort code and can man­age your money via the app. Bal­ance no­ti­fi­ca­tions will be sent to your smart­phone so you can keep con­trol of how much you’re spend­ing.

■ *A 99p fee may ap­ply de­pend­ing on the type of trans­ac­tion. Visit www.pockit.com for full de­tails

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