Your questions answered
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QI avoid online shopping as I prefer cash transactions, but many items are only available via a website.
Can I shop online without using a credit card?
Fiona, by email Yours says With a Pockit Prepaid Mastercard, you can only use what credit you load onto it – so there’s no danger of overspending. There’s a 99p monthly membership fee, but you can use the card for free* in UK stores and online retailers which accept Mastercard, if you load money on via bank transfer. You’ll also be allocated an account number and sort code and can manage your money via the app. Balance notifications will be sent to your smartphone so you can keep control of how much you’re spending.
■ *A 99p fee may apply depending on the type of transaction. Visit www.pockit.com for full details