YOURS (UK)

Could your home’s value provide a better future?

It’s never too early to start planning for your financial future

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You may be forgiven for thinking that 2022 is still a long way off, but as the world begins to return to normal, many people are now able to focus on the year ahead.

An important part of that is ensuring you have the means to meet your needs. It could be having the resources to start a new year on the best financial footing and pay off some existing debts such as credit cards or store cards, or pay off your existing mortgage. Perhaps there’s a large bill to pay, or you need a new car. It could even be finally getting round to those home or garden improvemen­ts you put off during the pandemic.

These are just a few of the needs Key customers have when they choose to unlock tax-free cash from their home’s value through equity release.

The most popular form of equity release is a lifetime mortgage. A Key lifetime mortgage could be a great way to help you meet your needs in 2022 and beyond. Some of Key’s lifetime mortgages include features such as inheritanc­e and downsizing protection, and there are usually no monthly repayments unless you choose to make them as the loan, plus compound interest, is repaid when you or the last remaining applicant either passes away or moves into long-term care. As well, with a lifetime mortgage, you’ll always remain the owner of your home .

However, the first step is making sure equity release is right for you. With the help of Key’s expert equity release advisers, you can find out if it’s the right option for your needs without it costing you a penny. That’s because Key’s advice is related to their Keybranded products and is completely free of charge with no obligation to proceed.

In a Key survey, 90% of customers said they had no regrets about their equity release decision and have or would recommend it to family or friends.

Find out more about equity release and see if it could be right for you by requesting your FREE guide…

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