Albany Times Union (Sunday)

‘Level pay’ helps save on energy bills

- HINTS FROM HELOISE —Mary Anderson, Vancouver, Wash. Write to P.O. Box 795000, San Antonio, TX 78279-5000.

DEAR HELOISE: You had a letter from a reader looking for ways to save on his electricit­y bills, especially after he received one that went up $100. I learned from my parents many years ago to use the "level pay" payment process. Most utility companies offer this as a payment method, and it does two things.

First, your monthly bill will not jump up or down so erraticall­y from month to month. Also, in the long run, you can save money. I’ve kept detailed utility bill records for 10 years, and I found that level pay saved me about 20 percent over the standard billing process. I use this for my natural gas utility as well.

Additional­ly, the reader should make sure he replaces all his incandesce­nt light bulbs with

LED bulbs, especially any lights he uses frequently.

— Sean Cassidy, via email DEAR HELOISE: Your reply regarding a woman who passed away without leaving password informatio­n to family members is OK but incomplete.

Many software programs and web browsers have a built-in function that automatica­lly prompts you to save a password into a "vault." One of the best and safest packages available is lastpass, which is very secure and stores not only passwords but pictures of driver’s licenses and passports, medical records, vision prescripti­ons, etc.

—Doug Hitchcock, via email

DEAR HELOISE: In the bathroom cellphones shouldn’t be placed on the floor, where they can come into contact with water or be stepped on. They need to be placed on a raised surface that would be easy to reach from the tub or floor in case of a fall.

—Ann T., via email

DEAR ANN: Phones have to be

carefully placed in the bathroom. I have received letters about how they have fallen into the toilet or a bathtub full of water. Try to put it in a safe spot away from the water.

— Heloise

DEAR HELOISE: I have an easier way to make lump-free gravy and have been doing it for years. While running water until it gets hot, put flour, as needed, in a deep cup or bowl. Use a small whisk while adding hot water to flour. Your gravy will be lumpfree.

—Christina, via email DEAR HELOISE: Here’s a tip for those who have a tiny crack on the top of a fingernail. My thumbnail is fragile at the end and wants to split. Clear polish made the nail worse because it dried it out. So I put liquid bandage on the affected area of the nail. It dries quickly and lasts a number of days. Maybe others will find this helpful. Thank you.

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