Albuquerque Journal

Worry steals well-being

Fears about the future, money, retirement can take a toll

- By Marissa Levin Marissa Levin is the founder and CEO of Successful Culture, which helps CEOs and leadership teams master business growth.

“Marissa, I’m worried about how my life will look in retirement, which is 2-3 years away. What will I do in the second half of my life? I don’t want to waste it. Right now I have no real vision.”

This was part of an email I received from a client asking me to help map out a clear path for his future.

In my response, I shared my mindset on facing the unknown. “Our youngest will go to college in two years, so opportunit­ies will open up for me. What will that look like? While I have some ideas, I can’t possibly know for sure. If I fixate on the unknown, I may begin to tell myself stories that are not true. Therefore, I’ve decided to focus on the now.”

Through my mindset work and spiritual practice, I’ve retrained my thought process to focus on what is right in front of me, while still moving toward a larger vision of my life.

While some may conclude that I’m simply choosing to ignore the inevitable, in fact I’m setting myself up for an even greater outcome, because worrying is detrimenta­l to our overall health, happiness and productivi­ty.

“Consistent worrying can have both short- and long-term effects on your well-being,” says Dr. Simon A. Rego, a cognitive behavioral psychologi­st who specialize­s in anxiety disorders and the author of a Liberty Mutual Report on the consequenc­es of worrying.

“Perhaps most simply stated, worrying is a behavior that steals joy, affecting sleep and decision making. It’s understand­able to feel more overwhelme­d when facing new situations, but there are simple ways to contain worry to live a more fulfilled life,” he shares.

Worrying has several physiologi­cal effects as well:

It drains your energy: Stress from worry triggers an adrenaline-powered burst of energy. However, after that initial burst, it quickly drains you. Physically and emotionall­y, you’ll find yourself exhausted.

It affects your focus: Worrying hijacks your brain and makes it difficult to focus on what is important.

It wastes your time: Have you ever spent an entire day worrying about something that “might happen?” At the end of the day, your situation hasn’t changed, but you’ve lost valuable time.

It causes interrupti­ons: Have you ever had your internal fire alarm go off? You’re right in the middle of something important, when you suddenly remember your source of worry, and you’re no longer focused.

It decreases your creativity and rational thinking: When you constantly worry, you tend to lock on to the first solution that comes your way. Your mind has trouble opening up, and you struggle to come up with new ideas.

Here are five strategies to help you get control over your worrying, and the one question you can ask yourself every day:

Remember that thoughts are not facts: We create stories about the unknown that are largely based on emotion and wrong assumption­s. Fear of the unknown causes us to exaggerate the worst possible outcomes.

Change your attitude about obstacles: We have complete control over how we perceive an obstacle. Do we see it as an opportunit­y for growth and learning, or do we see it as a barrier and potential disaster? The opportunit­y is always within the obstacle.

Develop greater self-control and perseveran­ce: Deciding to reject worrying takes discipline and a high degree of emotional intelligen­ce. It requires us to choose to not be ruled by our emotions. It’s difficult to master, to be sure, but the benefit is peace of mind, which leads to increased productivi­ty at work and greater joy.

Create positive distractio­ns: Engage in other aspects of life that bring you joy, so that the source of worry isn’t the central part of your day. Seek out positive people and communitie­s, and distance yourself from others who encourage or feed on your worrying.

Create a plan: Those who have extreme anxiety about the unknown may benefit from a plan of action that maps out ideas about what the future may hold.

Studies by human resource consultant Mercer and the Employee Benefit Research Institute have found that workers waste a lot of time on the job worrying about money.

Mercer surveyed more than 3,000 workers last year and found that, on average, people spend 13 hours per month worrying about their finances on the job (the median was five hours). These employees could benefit from financial planning, which would help them gain some control over their spending and saving.

Finally, one of the most important ways to stop worrying is to ask yourself this question every day: What is right in front of me that I am not seeing because my focus is on something far off in the distance?

The greatest distractio­n for worrying about something in the future — something completely unknown — is to focus on what’s in front of you. By investing your energy, and time in the now, you are not giving power to your worst-case scenarios and instead are appreciati­ng what’s real.

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